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Plain-English guides for Kiwi families
Straightforward answers to the questions we hear most, from how much life cover you need to what ACC won't pay for.
How Much Life Insurance Do I Need? A Simple NZ Guide
A step-by-step way for New Zealand families to work out how much life cover is enough, without paying for more than you need.
Trauma Insurance Explained: What It Covers and Why It Matters
Cancer, heart attack and stroke are more survivable than ever. Trauma cover gives you a lump sum to focus on recovery, not bills.
Income Protection vs Mortgage Protection: Which Is Right for You?
Both pay a monthly benefit if you can't work, but they work differently. Here's how to choose, or combine them.
Is Private Health Insurance Worth It in New Zealand?
The public system is there for emergencies, but waiting lists for non-urgent care can be long. Here's what private cover adds.
First Home Buyer? Your Insurance Checklist
Your first mortgage is a big commitment. These are the covers to think about before (and just after) you get the keys.
Why Use an Insurance Adviser Instead of Buying Direct?
An adviser compares insurers for you, tailors the cover and helps when you claim, usually at no cost to you. Here's how it works.
7 Life Events That Mean It's Time to Review Your Insurance
Cover that suited you five years ago may not suit you now. These moments are the perfect time for a quick review.
ACC vs Income Protection: What ACC Doesn't Cover
ACC is great for accidents, but most time off work in NZ is caused by illness. Here's where the gaps are and how to fill them.
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